Yes, one of the main advantages of a CPP is its flexibility. You can customize your policy to include only the coverages that are relevant to your business, ensuring ...
While a Commercial Package Policy provides broad coverage, it does not cover every risk. For example, it typically does not include workers' compensation insurance, health and disability insurance, or ...
The time frame for filing a Workers' Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It's ...
In most cases, Workers' Compensation Insurance prevents employees from suing their employer for work-related injuries. This coverage is designed to provide benefits without the need for litigation. However, employees ...
Workers' Compensation Insurance covers the aggravation of pre-existing conditions if the aggravation occurs due to work-related activities. The coverage would apply to the extent that the work activity exacerbates ...
Independent contractors are generally not covered under Workers' Compensation Insurance policies. However, businesses should verify the classification of their workers, as misclassification can lead to penalties. If an independent ...
Workers' Compensation Insurance does not cover injuries that are not work-related, such as those sustained during a personal activity outside of work. Additionally, it does not cover self-inflicted injuries ...
Absolutely. It’s important to review and adjust your insurance coverage regularly to ensure it meets your evolving business needs.
A BOP combines general liability and commercial property insurance into one policy, offering comprehensive coverage at a lower cost than purchasing each policy separately.
Yes, if you store customer data or handle online transactions, cyber insurance is crucial to protect against data breaches and cyberattacks.
