Browning Insurance Agency, LLC offers a variety of business & personal insurance options. To get started, please choose your type of insurance you want below, or give us a call at 970-353-3608. You can expect a quote or call from one of our agents shortly.
Policy Service
Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.
View Policy Details
Request Changes
Download Documents
Report a Claim
Request Certificates
Manage Account
Frequently Asked Questions
Ask yourself the following questions:
- Do you have crop insurance?
- Does your agent re-quote your policy every year?
- Does your agent visit your farming operation?
- Does your agent explain your coverage?
- Does your agent provide you with educational materials?
- Did your agent tell you about yield exclusions, revenue protection and seed endorsements?
- Does your agent offer crop hail policies?
- Do you know what sage coverage is available?
If you answered “No” to any of these questions, you need a new agent! Give us a call at 970-353-3608. Our expert farm and crop agents are here to help you get the best coverage for your situation.
The cost of farm and/or crop insurance depends greatly on the type and amount of coverages you specifically need.
Because all farming operations are different, we’ll talk with you and visit your farm to do a comprehensive needs analysis to make sure that no stone is left unturned with your coverage.
If you need assistance with your farm or crop insurance, we’re the only number you need. A good farm insurance company does much more than give you a free hat or calendar! Start a quote online or give us a call at 970-353-3608.
This coverage is going to protect you from a variety of potential claims. Some of these examples can be bodily injury, property damage, personal injury and others that can potentially come up if you are found negligent.
Designing a specific policy with us gives you the options of coverage in the following areas:
- Crops
- Farm owners
- Livestock
- Equine
- Farm Equipment
- Farm Structures
- Farm Vehicles
- Farm Liability
Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it is important to be prepared when potential problems arise. By being proactive; having the proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.
You have worked hard to build your farm into a business. Browning Insurance Agency, LLC will make sure you and your business has the best policy in place when you need it.
Think of your trucking insurance premium on a risk meter. The more potential risk an insurance carrier views the higher the premium. Here are the major factors when a carrier determines your rate:
- Your Drivers History: A clean driving record in any case will help you secure a much lower rate v.s a driving record which has a history of accidents, violations, and more.
- Business Timeline: How long you’ve been in business is a huge factor to determining the premium price. In most cases, businesses with over 2 years will receive a much lower premium than businesses that have less than 2 years.
- Cargo: What you haul in your truck and how heavy it is being hauled will impact the risk level which will change the premium.
- Location + Operating Radius: The longer the operating distance the higher the premium will usually be. Longer distance means more risk because a driver has an increased risk of accidents, falling asleep behind the wheel, loosing focus on the road, and changing weather conditions throughout different areas.
- Vehicle Type: The heavier the truck, the more the premium will increase. Heavy truck means more risk in event of an accident.
Commercial truck insurance rates are high because insurance companies know that there’s a higher risk of injury and accidents. Why have the rates risen in the past decade? US Commercial truck insurance rates have risen dramatically over the past few years due to the numerous cases of accidents caused by commercial trucks due to inattentive driving as well as a decreased supply of drivers.
All insurers charge different rates for new trucking companies and owner-operators. You are legally allowed to start a trucking company without a CDL, but if you plan on driving the truck, it is a requirement to have a CDL. Premiums are generally higher when it is not owned by an individual who drives.
Doing your research upfront, taking good care of your truck, and looking for the least expensive coverage available are three ways to save money on trucking insurance.
- Keep your driving record extra clean to get better rates on your auto insurance policy.
- Look into other cheaper options outside of traditional captive insurance agencies. We are an independent insurance agency which means we can quote from a variety of insurance carriers.
Other factors in premium include what you’re hauling, driving radius, time in business, # of trucks, type of trucks, tickets/accidents, the driver(s) history and experience.
Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at 970-353-3608 for more information about protecting your trucking firms assets.
A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.
Don’t see your question? Contact us.
